If you or someone you know were a pedestrian hit by a car or truck, you should immediately seek medical treatment to determine the nature and extent of your injuries. You should not delay seeking medical treatment while waiting to determine who will pay for your medical care. As a pedestrian, there are a number of sources available to pay for your medical treatment and to compensate you for other damages that you may have incurred, such as pain and suffering, emotional distress and lost wages.
For example, the driver who hit you may have a provision in his automobile insurance policy called “medical payments to others.” This is sometimes referred to as “med pay” and allows your treating physician to bill the insurance company directly for your medical care. The driver of the vehicle may also have been totally, or partially at fault for causing the accident, and he and his insurance company might be required to pay for your personal injury damages.
In addition, if all vehicles and drivers were uninsured, or had insufficient insurance to fully compensate you for your injuries, under certain circumstances, (i.e., you have your own auto insurance policy w/UM UIM coverage) a claim can be made against your own insurance company, through the uninsured or underinsured motorist provision contained in your policy.
Determining who is responsible for your injuries and damages, and whether or not there is insurance to pay for those damages, can be quite complex. You should therefore consult with an experienced attorney as soon as possible.